by carolanne.guillemette21 | Jan 29, 2025 | Uncategorized
We’ve all been there: you’re eyeing an item for weeks, and suddenly the urge to buy it feels irresistible. But before you pull the trigger, it’s important to pause and consider a few key factors to ensure the purchase makes sense for your finances and lifestyle....
by carolanne.guillemette21 | Jan 29, 2025 | Uncategorized
Did you know that only about 32% of Americans have a budget? According to debt.com, this statistic reveals a significant gap in financial planning. Without a budget, it’s easy to fall into the trap of debt. So, what are the top 5 reasons people end up in debt?...
by carolanne.guillemette21 | Jan 29, 2025 | Uncategorized
If you’re paying all your bills on time and managing your finances well, you might think you don’t need a financial coach. After all, you’re already handling things, right? But even if you’re on top of your finances, there are still plenty of reasons to consider...
by carolanne.guillemette21 | Jan 29, 2025 | Uncategorized
If you’ve ever felt like your money could use a little training, then a financial coach might just be the personal trainer you need for your bank account. A financial coach is here to help you get your finances in shape and hit those big financial goals you’ve been...
by carolanne.guillemette21 | Jan 29, 2025 | Uncategorized
Many people are familiar with financial literacy programs, which provide valuable insights into personal finance concepts. These programs teach you the basics—how to budget, save, and manage debt—but they often don’t go beyond the foundational knowledge. This is where...
by carolanne.guillemette21 | Jan 29, 2025 | Uncategorized
As tax season approaches, you may be considering using your tax return as a down payment on a large purchase. From my days in banking, I can tell you that this time of year often sees a surge in new loans, and sometimes I wish I could’ve had a conversation with...
